How Market Losses Impact Your Retirement
When you understand the math behind losses and the risks that come with withdrawing money during down years, you can design a retirement plan that is far more stable and predictable.

When you understand the math behind losses and the risks that come with withdrawing money during down years, you can design a retirement plan that is far more stable and predictable.

Every year, business owners work hard to build profit, only to watch a large portion disappear to taxes or sit idle in low-yield accounts. It is the cycle most entrepreneurs fall into: reinvest, save, or surrender a big check to the IRS. Few stop to ask a simple question: Is there a better way to use this money?

True financial peace in retirement doesn’t come from guessing what the market will do next. It comes from knowing your income will arrive every month no matter what happens. That certainty begins with guaranteed income.

Many people looking for stability in uncertain markets eventually ask the same question: can you transfer money from a 401(k) or IRA into a whole life insurance policy?

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