Smart Ways to Use the Cash Value in Your Life Insurance Policy
Building cash value inside a life insurance policy takes time, patience, and consistency. Once it begins to grow, many people wonder what to actually do with it.

Building cash value inside a life insurance policy takes time, patience, and consistency. Once it begins to grow, many people wonder what to actually do with it.

Life insurance often gets promoted as a financial tool that delivers impressive returns. Online, you’ll see people claiming 6%, 8%, or even 14% growth inside their policies. It sounds like a smart, low-risk investment until you look closer.

A cash value life insurance policy can help you build liquidity, create financial flexibility, and reduce dependence on traditional lenders. Like any strategy rooted in long-term growth, it takes time, capital, and stewardship.

Most people think of life insurance as a payout after death. In reality, a permanent life insurance policy is built with two powerful parts that serve different purposes during your life and after it.

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